If you accept credit cards online, your website must communicate your return and refund policy to your customers and require them to acknowledge acceptance by clicking on an "Agree" or a similar affirmative button. The terms and conditions of the sale must be displayed on the same checkout screen that shows the total transaction amount or on one of the website pages the customer accesses during the checkout process. Additionally, e-commerce merchants are required to make their credit and return policy available to all visitors through a link that is typically placed within the website's header or footer, which makes it accessible from all pages
